Title insurance provides homeowners and lenders with no-fault protection against title risks inherent in real estate transactions. It is a means of insuring or indemnifying homeowners or lenders against loss or damage sustained by reason of: Liens, encumbrances, or defects in the title to a property. Defects that would have been revealed with an up-to-date…
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Before you start packing, decide which items you want to give away, throw away or sell. This is an excellent time to rid yourself of items you no longer need. You may be able to make some extra cash by holding a yard sale and will save money and time by not moving things you…
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So you’ve decided you want to stop paying rent and buy your first home. You’re not alone. With interest rates at their lowest in decades, many people have discovered that mortgage payments can be significantly lower or at least comparable to the rent they are currently paying. Making the decision to become a homeowner is…
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When buying a home, the neighbourhood you select will not only play a pivotal role in your family’s life, but in the resale value of the property. One person’s ideal neighbourhood however may vary greatly from another’s. But, regardless, there are some needs and wants that generally do not change. The distance from your new…
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New homeowners often find there’s more to keeping up a house than cutting the grass and clearing snow from the driveway. Tools To start with, a new homeowner needs to have on hand a ‘basic tool kit’. A number of basic tools are a must C a metal hammer, screwdrivers with a variety of heads,…
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The one thing about participating in the real estate market that confounds most consumers is the terminology and jargon that must be learned. But, as with any business, in order to be successful as a buyer or seller, it is necessary to become familiar with certain concepts and words. The real estate business is somewhat…
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